A Smart Way To Get Good Stuff In Life

February 8, 2010 by Ryan · Leave a Comment
Filed under: Wealth Building 

For a fact, there’s a smart way to get good stuff in life. Don’t waste money on junk or on things that aren’t needed — yet are still wanted — until those things that are wanted can be paid for in an intelligent manner. Getting and keeping everything that we need versus spending wastefully to get all the things we want is probably a smart way to live one’s life.

One example of this is the phenomenon of the digital book reader. These days, almost everybody has convinced themselves that they need the reader when, in fact, it’s mostly true that they want it. For sure, regular books are probably going to disappear in the future, but running out and going into hock to get one of these readers isn’t too smart. Either save for it or make sure it can be afforded.

It’s important to keep in mind that getting good stuff in life means more than just getting material things. Gaining the love of a family or the respect and admiration of friends can be just as important as trying to make sure of being the one who dies with the most toys. On a shallow level, dying that way might be a fun journey but it’s certainly no way to really live one’s life.

The theme in this discussion is probably more on saving up enough money to be able to afford a classic Martin acoustic electric guitar (some of them can run thousands of dollars), for example, than on going deeply into hock to get one. It also means getting that guitar only when one can afford it, whether that’s by saving the money or by making intelligent, and affordable, extended payments.

Maybe one has had one’s eye on a classic Harley-Davidson motorcycle and the black helmet that goes with it. No self-respecting Harley rider ever fails to have at least one such helmet of that particular color in his or her collection, but it also needs to mean that one is getting the motorcycle (or the helmet, even) only when it can be afforded and not until then.

It’s probably more important to make sure that getting a lot of good things in the right way is the attitude rather than just acting like a squirrel preparing for winter and storing away nuts in anticipation of that winter. In the end, most shopaholics or people who just fixate on amassing things end up unsatisfied on many different levels, and also in way over their heads, debt-wise.

So then; keep in mind, above all else, that it’s a good thing to get good stuff but that it’s never a good thing to get good stuff when it can’t be paid for in a reasonable manner or when one can’t save the money to go out and get it in the first place. Have a plan for saving for those things that are wanted and needed or just don’t go out and get them until you do have one.

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